Case Study: Fintech companies

Case Study: Fintech companies

Case Study: Fintech companies

Fintech Company Lacking On/Off-Ramp Solutions

Fintech Company Lacking On/Off-Ramp Solutions

Fintech Profile: A fintech startup focused on facilitating digital payments for small and mid-sized enterprises (SMEs). Their platform allows clients to make and receive payments seamlessly but currently lacks the integration of stablecoin services.

Fintech Profile: A fintech startup focused on facilitating digital payments for small and mid-sized enterprises (SMEs). Their platform allows clients to make and receive payments seamlessly but currently lacks the integration of stablecoin services.

Client base: These companies struggle with delayed payments and high transaction costs associated with currency conversions and international banking processes.

Client base: These companies struggle with delayed payments and high transaction costs associated with currency conversions and international banking processes.

Problem Analysis

Client Payment Needs

Client Payment Needs
Client Payment Needs

International Transactions: Clients often engage in cross-border transactions, facing high fees and long processing times using traditional payments methods.

Currency Volatility: Businesses are exposed to fluctuations in local currencies, impacting their pricing and profit margins.

Platform fintech limitations

Platform fintech limitations
Platform fintech limitations

Lack of Stablecoin Integration: The fintech company currently only supports fiat currency transactions, limiting their clients’ options for stablecoins, low-cost payments.

Increased Competition: Competitors are offering integrated solutions with stablecoins, attracting clients looking for more flexible payment options.

Pythas Solution:
On/Off Ramp Platform

On/Off Ramp Platforms: These platforms allow users to convert local currency into stablecoins (on-ramp) and vice versa (off-ramp).

Implementation Steps

Implementation Steps

Implementation Steps

All Solution In One Place

All Solution In One Place

All Solution In One Place

Integration Process

API Integration: Work with Pythas to integrate their API, allowing seamless conversion between fiat and stablecoins directly within the fintech company’s platform.

User Experience: Ensure that the user interface is intuitive, enabling clients to easily convert currencies without navigating complex processes.

Communication: All transactions and requests created will be followed by slack channel.

1

Integration Process

API Integration: Work with Pythas to integrate their API, allowing seamless conversion between fiat and stablecoins directly within the fintech company’s platform.

User Experience: Ensure that the user interface is intuitive, enabling clients to easily convert currencies without navigating complex processes.

Communication: All transactions and requests created will be followed by slack channel.

1

Integration Process

API Integration: Work with Pythas to integrate their API, allowing seamless conversion between fiat and stablecoins directly within the fintech company’s platform.

User Experience: Ensure that the user interface is intuitive, enabling clients to easily convert currencies without navigating complex processes.

Communication: All transactions and requests created will be followed by slack channel.

1

Conversion Process

On-Ramp: When receiving payments from international clients, the producer can convert the incoming funds into stablecoins. This protects their revenue from currency volatility.

Off-Ramp: For local expenses, they can convert stablecoins back to Argentine pesos when needed.

2

Conversion Process

On-Ramp: When receiving payments from international clients, the producer can convert the incoming funds into stablecoins. This protects their revenue from currency volatility.

Off-Ramp: For local expenses, they can convert stablecoins back to Argentine pesos when needed.

2

Conversion Process

On-Ramp: When receiving payments from international clients, the producer can convert the incoming funds into stablecoins. This protects their revenue from currency volatility.

Off-Ramp: For local expenses, they can convert stablecoins back to Argentine pesos when needed.

2

Transaction

Using stablecoins can drastically reduce transaction fees and processing times compared to traditional fiat payments methods.

3

Transaction

Using stablecoins can drastically reduce transaction fees and processing times compared to traditional fiat payments methods.

3

Transaction

Using stablecoins can drastically reduce transaction fees and processing times compared to traditional fiat payments methods.

3

Financial Planning

With stablecoins, the producer can better forecast costs and revenues, as they are not subject to rapid fluctuations in the local currency.

4

Financial Planning

With stablecoins, the producer can better forecast costs and revenues, as they are not subject to rapid fluctuations in the local currency.

4

Financial Planning

With stablecoins, the producer can better forecast costs and revenues, as they are not subject to rapid fluctuations in the local currency.

4